More for you

The home page's cards 31 onward, best first. Each one is checked on its official page, with the date.

Free

Legal Aid Ontario client service line (apply for legal aid)

You likely qualify if: People in Ontario with a low income; A legal problem; Family income under their limits.

No deadline.

Apply Send to someone who needs this

Checked on October 4, 2026

Free

City of Toronto Free Centres and free drop-in recreation

You likely qualify if: Toronto residents of any age; Free drop-ins: children, youth, older adults; Adults 60+: 50%...

Registered programs open by season: registration starts at 7 a.m.

Apply Send to someone who needs this

Checked on October 2, 2026

Free

Toronto Public Library tpl:map (Museum + Arts Pass)

You likely qualify if: Anyone with an adult Toronto Public Library card.

Passes are released the first Wednesday of every month at 2 p.m.

Apply Send to someone who needs this

Checked on October 2, 2026

Money

Canada Child Benefit (CCB)

Up to $8,157 a year

You likely qualify if: Parent or caregiver living with a child under 18; Mainly responsible for the child's care;...

Next payment October 20, 2026in 12 daysAdd to calendar

Free. Never pay anyone to apply.

Check on the official site Send to someone who needs this

Checked on October 8, 2026

Student

Canada Student Grant for Full-Time Students, plus the grant for each dependant (through OSAP in Ontario)

Up to $4,200 a year

You likely qualify if: Full-time students with financial need; In a qualified program at a designated school; Family...

2026-27 OSAP applications are open; submit no later than 60 days before the end of your study period.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 8, 2026

Jobs

Ontario Public Service - Summer Employment Opportunities (SEO)

You likely qualify if: A student or recent graduate; Age 15 or older; Live in Ontario while you work.

Open the official page Send to someone who needs this

Checked on October 8, 2026

Jobs

Youth Job Connection (Employment Ontario)

You likely qualify if: Youth aged 15 to 29 living in Ontario; Eligible to work in Canada; Facing serious barriers to...

No deadline.

Call 1-800-387-5656 Send to someone who needs this

Checked on October 4, 2026

Work rights

Employment standards claim and Employment Standards Information Centre (Ontario Ministry of Labour)

You likely qualify if: Workers in Ontario; Employer broke the Employment Standards Act; Not unionized with a...

Generally you must file within two years of the problem (three and a half years for a claim under the Employment Protection for Foreign Nationals Act).

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 4, 2026

Student

Canada Student Grant for Part-Time Students (through OSAP in Ontario)

Up to $2,520 a year

You likely qualify if: Part-time students with financial need; In a qualified program at a designated school; Family...

2026-27 OSAP applications for full-time and part-time students are open; the school year runs August 1 to July 31.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 2, 2026

MoneyNew

Ontario Low-income Individuals and Families Tax (LIFT) Credit

$875

You likely qualify if: Ontario resident at the end of the year; Have employment income; Your own income under $50,000.

Free. Never pay anyone to apply.

Call 1-800-959-8281 Send to someone who needs this

Checked on October 5, 2026

Health

OHIP+ (free prescriptions for people 24 and under)

You likely qualify if: Anyone 24 or younger; Covered by OHIP; No private drug plan.

No application and no deadline; coverage ends on your 25th birthday.

Call 1-866-532-3161 Send to someone who needs this

Checked on October 5, 2026

New here

Free English and French classes for newcomers (LINC and CLIC), with the free YMCA language assessment in Toronto

You likely qualify if: Classes: permanent residents, protected persons; Assessment: 18+, or younger with a diploma;...

Classes run all year, during the day, evening or on weekends.

Call 416-925-5462 Send to someone who needs this

Checked on October 4, 2026

TrainingNew

Ontario Bridge Training Program

Up to $5,000

You likely qualify if: Live in Ontario; Trained abroad in a high-skilled job; Language level CLB 6 or higher.

Open the official page Send to someone who needs this

Checked on October 5, 2026

FreeNew

Computers for Success Canada (Ontario: Renewed Computer Technology)

You likely qualify if: Live in Ontario; Meet the Low Income Cut-off (LICO); 1 computer per person, 2 per household a...

Call 1-866-206-0008 Send to someone who needs this

Checked on October 5, 2026

Transit

Fair Pass Transit Discount Program (TTC)

You likely qualify if: Toronto residents aged 20 to 64; Low family income, after tax, under their limit; Ontario...

Apply any time.

Apply Send to someone who needs this

Checked on October 4, 2026

StudentFew people know this

Terry Fox Humanitarian Award (2026–27 cycle)

You likely qualify if: Canadian citizen, landed immigrant or permanent resident; Finishing high school, or in a...

Deadline December 1, 2026in 54 daysAdd to calendar

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 8, 2026

Money

Ontario Child Benefit (OCB)

Up to $1,760 a year

You likely qualify if: Ontario families with children under 18; Getting the Canada Child Benefit; Low to moderate...

Next payment October 20, 2026in 12 daysAdd to calendar

Free. Never pay anyone to apply.

Call 1-888-789-4199 Send to someone who needs this

Checked on October 2, 2026

FoodFew people know this

Your school has a free food bank

You likely qualify if: you study at one of these schools.

Send to someone who needs this

RentFew people know this

Your school has a housing office

You likely qualify if: you study at one of these schools.

Free. Never pay anyone to apply.

Send to someone who needs this

RentNew

Toronto Housing Stabilization Fund (rent, moving costs and arrears help)

Up to $1,600 a year

You likely qualify if: Get Ontario Works, ODSP or Emergency Assistance; Homeless, facing eviction or behind on rent...

Free. Never pay anyone to apply.

Call 416-397-5550 Send to someone who needs this

Checked on October 8, 2026

Money

Employment Insurance (EI): regular, sickness, maternity and parental, caregiving, and apprentices in training

Up to $729 a week

You likely qualify if: Lost your job, or sick, pregnant, a new parent or caregiving; Regular: 420 to 700 insurable...

Apply as soon as you stop working: if you apply more than 4 weeks after your last day of work, you may lose benefits.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 8, 2026

Jobs

Federal Student Work Experience Program (FSWEP)

You likely qualify if: Full-time high school, college or university; Returning to full-time study next term; Minimum...

The main student application pool is open all year.

Apply Send to someone who needs this

Checked on October 4, 2026

New here

Free help for newcomers

Free settlement help for people new to Canada: forms, services, English and work. Each agency's own page says how to start.

Send to someone who needs this

Free

Habitat for Humanity GTA - ReStore & Build Volunteers

You likely qualify if: Age 16 or older.

Call 416-755-7353 Send to someone who needs this

Checked on October 8, 2026

Free

Second Harvest

You likely qualify if: Age 16 or older; Not doing court-appointed volunteer hours.

Call 416-408-2594 Send to someone who needs this

Checked on October 8, 2026

Training

Better Jobs Ontario (formerly Second Career)

You likely qualify if: Ontario resident; Canadian citizen or permanent resident; Laid off, or low income and out of...

Rolling; apply through an Employment Ontario service provider (guidelines updated January 27, 2026)

Apply Send to someone who needs this

Checked on September 30, 2026

Kids

Big Brothers Big Sisters of Toronto - Mentoring for children and youth

For: Children aged 7 to 16 whose parent or guardian lives in a Toronto 'M' postal code (or who are referred by...

The wait for an assessment is about 2 to 3 months; in Rexdale, Etobicoke, North York and Scarborough a match usually takes 6 months to 1 year because of a shortage of mentors.

Free. Never pay anyone to apply.

Call 416-925-8981 Send to someone who needs this

Checked on October 2, 2026

Kids

EarlyON Child and Family Centres (City of Toronto)

You likely qualify if: A parent or caregiver of a child aged 0 to 6.

Free. Never pay anyone to apply.

Call 311 Send to someone who needs this

Checked on October 8, 2026

Jobs

Free help finding work

Free help with a job search, a resume and interviews, from agencies paid to help. Each agency's own page says how to start.

Send to someone who needs this

Kids

Healthy Babies Healthy Children (Toronto Public Health): free home visits in pregnancy and the early years

You likely qualify if: Living in Toronto; Pregnant, or parenting a child 3 or younger; The child's legal guardian.

Open all year.

Free. Never pay anyone to apply.

Call 416-338-7600 Send to someone who needs this

Checked on October 4, 2026

Health

Healthy Smiles Ontario (free dental care for children 17 and under)

You likely qualify if: Children and youth 17 and under; Living in Ontario; Low family income (limits on their page).

Apply any time.

Apply Send to someone who needs this

Checked on October 2, 2026

MoneyNew

Ontario Child Care Tax Credit (CARE)

You likely qualify if: Can claim the Child Care Expense Deduction; Family income $150,000 or less; Live in Ontario...

Free. Never pay anyone to apply.

Call 1-800-959-8281 Send to someone who needs this

Checked on October 5, 2026

Food

Student Nutrition Programs in Toronto Schools (free breakfast, snacks and meals)

You likely qualify if: Students at Toronto schools with a program; Open to all, whether or not you can pay.

Runs every school day during the school year.

Call 416-797-1013 Send to someone who needs this

Checked on October 4, 2026

Health

OHIP (Ontario Health Insurance Plan): apply for an Ontario health card

You likely qualify if: People who make Ontario their main home; In Ontario 153+ days in 12 months; Citizen, PR,...

Apply any time.

Apply Send to someone who needs this

Checked on October 4, 2026

Jobs

Social Insurance Number (SIN) from Service Canada

You likely qualify if: Canadian citizens and permanent residents; Temporary residents allowed to work; Age 12 or...

Apply any time.

Apply Send to someone who needs this

Checked on October 4, 2026

StudentFew people know this

Your school has an emergency bursary

You likely qualify if: you study at one of these schools.

Free. Never pay anyone to apply.

Send to someone who needs this

BillsNew

Connecting Families Initiative

You likely qualify if: Low-income family getting the CCB; Or low-income senior getting the GIS; Must get an...

Call 1-833-206-0599 Send to someone who needs this

Checked on October 5, 2026

Kids

Lower Child Care Fees (Canada-wide Early Learning and Child Care System)

You likely qualify if: Families with a child under 6; At a licensed program enrolled in CWELCC.

No application and no deadline for the lower fee.

Free. Never pay anyone to apply.

Call 311 Send to someone who needs this

Checked on October 4, 2026

Health

Toronto Public Health immunization clinics (free vaccines by appointment)

You likely qualify if: Students JK to grade 12 in Toronto; Children under 5; Other groups listed on the booking page.

Clinics are by appointment.

Call 416-338-7600 Send to someone who needs this

Checked on October 4, 2026

DisabilityNew

Assistance for Children with Severe Disabilities (ACSD)

$678 a month

You likely qualify if: Child is under 18 and lives at home; Child has a severe disability; Household income $77,640...

Apply Send to someone who needs this

Checked on October 5, 2026

Disability

Canada Pension Plan (CPP) Disability Benefit

Up to $1,741.20 a month

You likely qualify if: People aged 18 to 65; A long-term disability that stops all work; Paid into the CPP in 4 of...

Next payment October 28, 2026in 20 daysAdd to calendar

Apply Send to someone who needs this

Checked on October 4, 2026

MoneyNew

Child Disability Benefit

Up to $3,480 a year

You likely qualify if: Child is under 18; You get the Canada Child Benefit; Child is approved for the Disability Tax...

Next payment October 20, 2026in 12 daysAdd to calendar

Free. Never pay anyone to apply.

Call 1-800-387-1193 Send to someone who needs this

Checked on October 5, 2026

DisabilityNew

Enhanced Respite for Medically Fragile and/or Technology Dependent Children (Ontario)

Up to $4,213 a child

You likely qualify if: Child under 18 who lives at home; Needs 24-hour care and monitoring; Medically fragile or...

Open the official page Send to someone who needs this

Checked on October 6, 2026

Disability

Ontario Disability Support Program (ODSP)

Up to $1,436 a month

You likely qualify if: Have a disability expected to last one year or more; In financial need; Age 18 or older.

Next payment October 30, 2026in 22 daysAdd to calendar

Call 1-888-999-1142 Send to someone who needs this

Checked on October 8, 2026

DisabilityNew

Passport Program (adults with developmental disabilities)

Up to $45,604 a year

You likely qualify if: Age 18 or older, living in Ontario; Developmental disability confirmed; Approved through DSO.

Open the official page Send to someone who needs this

Checked on October 5, 2026

Kids

Toronto Public Library – Programs for Kids & Families

You likely qualify if: A child, or a child's parent or caregiver.

Free. Never pay anyone to apply.

Call 416-397-5981 Send to someone who needs this

Checked on September 30, 2026

MoneyNew

Canada Training Credit (CTC)

Up to $250 a year

You likely qualify if: Canadian resident all year; Aged 26 to 65 at the end of the year; Fees qualify for the...

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 6, 2026

Kids

Child Care Fee Subsidy (City of Toronto)

You likely qualify if: Families living in Toronto, or moving here; Children up to 12 years old; Each parent works,...

There is a waitlist, so apply as soon as possible.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 2, 2026

Student

Canada Student Grants for Students with Disabilities (through OSAP in Ontario)

Up to $20,000 a year

You likely qualify if: Students with financial need; A disability recognized by the program; In a qualified program...

Apply through OSAP for the 2026-27 school year (August 1 to July 31), no later than 60 days before the end of your study period.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 8, 2026

KidsNew

Canadian Tire Jumpstart Individual Child Grants

Up to $300 a year

You likely qualify if: Child is 4 to 18 years old; Family income under the LICO limit; Up to $300 per child per year.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 5, 2026

KidsNew

KidSport Toronto

Up to $250 a year

You likely qualify if: Live in the City of Toronto; Family faces money barriers; Up to $250 per child per year.

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 5, 2026

DisabilityNew

Accessible Parking Permit

You likely qualify if: Mobility limited by a certified condition; E.g. need a cane, brace or walker to walk; Or...

Apply Send to someone who needs this

Checked on October 5, 2026

MoneyNew

Canada Caregiver Credit

You likely qualify if: You support a relative with an impairment; They rely on you for food, shelter, clothing;...

Free. Never pay anyone to apply.

Call 1-800-959-8281 Send to someone who needs this

Checked on October 5, 2026

MoneyNew

Disability Supports Deduction (tax line 21500)

You likely qualify if: You have a physical or mental impairment; You paid for supports to work or study; Claim in...

Free. Never pay anyone to apply.

Apply Send to someone who needs this

Checked on October 6, 2026

Disability

Disability Tax Credit (DTC), Form T2201

You likely qualify if: A severe and prolonged impairment; Lasting, or expected to last, 12+ months; Or a family...

Apply any time.

Apply Send to someone who needs this

Checked on October 2, 2026

DisabilityNew

Federal Excise Gasoline Tax Refund (mobility impairment)

You likely qualify if: Permanent mobility impairment; Cannot safely use public transportation.

Apply Send to someone who needs this

Checked on October 6, 2026

DisabilityNew

Homemakers and Nurses Services Program (City of Toronto)

You likely qualify if: Age 18 or older, living in Toronto; Limited income and savings; Lasting disability or health...

Call 416-392-8579 Send to someone who needs this

Checked on October 6, 2026

Emergency

National Zakat Foundation (NZF) Canada

You likely qualify if: In financial hardship and short on essential needs; Muslim and living in Canada.

Free. Never pay anyone to apply.

Call 1.888.693.2203 Send to someone who needs this

Checked on October 6, 2026

DisabilityNew

Ontario Autism Program

You likely qualify if: Under age 18; Living in Ontario; Written autism diagnosis.

Call 1-833-425-2445 Send to someone who needs this

Checked on October 5, 2026

Health

Ontario Health atHome (formerly Home and Community Care Support Services): home care and long-term care applications

You likely qualify if: Ontario residents of any age; A valid OHIP card; Need care at home, school or in the community.

Open all year.

Call 1-833-515-1234 Send to someone who needs this

Checked on October 4, 2026

DisabilityNew

Special Services at Home (SSAH)

You likely qualify if: Child is under 18; Has a physical or developmental disability; Lives at home in Ontario.

Apply Send to someone who needs this

Checked on October 5, 2026

DisabilityNew

Wheel-Trans

You likely qualify if: Disability that limits use of regular TTC; Can be permanent or temporary; Not based on income...

Open the official page Send to someone who needs this

Checked on October 5, 2026

Free

Royal Ontario Museum (ROM) - ROMKids camp volunteers and Youth Cabinet (ages 15 to 21)

You likely qualify if: ROMKids: high school and post-secondary students; Youth Cabinet: ages 15 to 21.

The page still lists the March Break 2026 and Summer Club 2026 ROMKids volunteer applications; dates for the next round are not posted.

Call 416-586-8043 Send to someone who needs this

Checked on October 6, 2026

Free

Unity Health Toronto - Student Volunteers (St. Michael's, St. Joseph's, Providence)

You likely qualify if: Age 14 or older; Lived in Canada at least 12 months (St. Michael's).

Call 416-360-4000 Send to someone who needs this

Checked on October 8, 2026

Disability

Assistive Devices Program (ADP)

You likely qualify if: Ontario residents with an Ontario health card; A physical disability lasting 6+ months.

Apply any time.

Call 1-800-268-6021 Send to someone who needs this

Checked on October 5, 2026

DisabilityNew

Developmental Services Ontario (DSO): services for adults with developmental disabilities

You likely qualify if: Age 18 or older; Live in Ontario; Developmental disability assessed by a psychologist.

Call 1-855-372-3858 Send to someone who needs this

Checked on October 6, 2026

DisabilityNew

Home and Vehicle Modification Program (HVMP)

You likely qualify if: Ontario resident in financial need; Mobility disability; Means tested.

Apply Send to someone who needs this

Checked on October 5, 2026

Your rightsNew

Canadian Armed Forces racism class action settlement

$5,000 to $35,000

You likely qualify if: Enrolled in the CAF from April 17, 1985 to January 10, 2025; Faced racial discrimination or...

Claims close October 15, 2026, 11:59 p.m. PSTAdd to calendar

Free. Never pay anyone to apply.

Check on the official site Send to someone who needs this

Checked on October 7, 2026

Emergency

COSTI Immigrant Services - Hostel Services / Ralph Chiodo Family Reception Centre

You likely qualify if: A refugee claimant; Referred by Toronto Central Intake or Peel intake.

Free. Never pay anyone to apply.

Free help: COSTI Immigrant Services

Call 416-658-1600 Send to someone who needs this

Checked on September 30, 2026

New hereNew

Resettlement Assistance Program (RAP)

You likely qualify if: Government-assisted refugee; Support for up to 1 year after arrival.

Open the official page Send to someone who needs this

Checked on October 5, 2026