Grants, funds and money help in Canada
63 organizations are listed here for grants, funds and money help in canada. 63 of them publish a way to approach them, and together they are in 136 online spaces.
Ways to approach them: 59 have office phone, 34 have application form, 24 have organization email, 18 have contact page, 7 have apply.
Where they are: 70 on Website, 13 on Instagram, 12 on YouTube, 10 on Facebook, 9 on LinkedIn, 8 on X.
Every fact was read from the organization’s own pages and carries the date it was read. Nothing here was taken from a platform that forbids it.
Toronto Foundation - Toronto's Vital Signs Grants
Toronto's community foundation; its Vital Signs Grants give up to $15,000 to community-led charities and incorporated nonprofits with revenue under $500,000 (grassroots groups via a charity partner).
Toronto · checked 30 September 2026 · everything we know
Pathways to Education - Toronto sites (Lawrence Heights, Regent Park, Rexdale, Scarborough Village)
Support for high school students in low-income neighbourhoods to finish school: tutoring, mentoring, one-on-one support, lunch vouchers, transit passes and scholarships for college, university or training.
Toronto · checked 2 October 2026 · everything we know
National Zakat Foundation (NZF) Canada
Local zakat charity (HQ Mississauga, 256 cities) whose caseworkers assess applications 1-on-1 and pay rent directly to landlords, bills directly to payees, and food/essentials via gift cards and vouchers; "NZF does not provide cash or bank deposits". Support runs 2-4 months; most applications processed within 7-10 days once documents are in, urgent cases faster; non-Muslims can be helped from non-zakat funds or referred. Also runs Feed Our Neighbours, House Our Neighbours, Medical Relief, New Roots (newcomers) and school-supply programs.
Canada-wide · checked 30 September 2026 · everything we know
Toronto Rent Bank (Neighbourhood Information Post, City of Toronto)
City-funded program led by Neighbourhood Information Post with nine local access centres: grants (not loans) of up to $5,000 for rental arrears, and deposit grants from $2,000 (bachelor) to $3,500 (3-bedroom); applications typically take five to seven business days.
Toronto · checked 30 September 2026 · everything we know
Toronto Arts Council (TAC)
City-funded arts council granting to Toronto-based organizations, collectives and artists, including Creative Communities, Animating Toronto Parks and Artists in the Library programs.
Toronto · checked 30 September 2026 · everything we know
CanadaHelps
Self-funded registered charity providing online donation processing and tax receipting for Canadian charities; fees are a percentage per donation with no monthly charge.
Canada-wide · checked 30 September 2026 · everything we know
Low-income Energy Assistance Program (LEAP) - Ontario Energy Board
Ontario Energy Board emergency grant for households behind on electricity or natural gas bills and facing disconnection: up to $650 per household per year, $780 if the home is electrically heated, paid straight to the utility. "Assistance is only available if you are behind on your bill". Applications go through local intake agencies; for Toronto Hydro customers these include Albion Neighbourhood Services, COSTI, Neighbourhood Information Post, The Housing Help Centre (Scarborough), The Neighbourhood Organization, Unison and East York Housing Help Centre.
Ontario-wide · checked 30 September 2026 · everything we know
YMCA of Greater Toronto - Free youth programs (Teen Nights, mentorship, youth leadership)
Free youth programs including Teen Nights, Black Achievers mentorship for high school students, newcomer youth leadership, entrepreneurship and money-skills workshops; the Youth Leadership Development program also lets teens collect volunteer hours for school.
Toronto · checked 2 October 2026 · everything we know
Indspire Building Brighter Futures: Bursaries, Scholarships and Awards (Indigenous students)
Bursaries and scholarships for First Nations, Inuit and Metis students in college, university, skilled trades, apprenticeships and technology programs; the amount depends on your financial need, field of study and available funds (this year Indspire gave over $33 million across more than 9,500 awards).
Canada-wide · checked 2 October 2026 · everything we know
York University entrance scholarships and bursaries (Fall 2027 entry)
York gives an automatic entrance scholarship of $1,000 to $3,500 based on your final admission average, plus entrance awards and bursaries you apply for in MyFile, such as the Bennett First Generation, Bennett Family Jane and Finch, and Bennett Family Black and Indigenous Students awards ($7,500 a year for 4 years) and an Indigenous entrance bursary ($2,200 a year for 4 years).
Toronto · checked 2 October 2026 · everything we know
Burger King Scholars Program (2027-28, open to Canada)
Scholarships from $1,000 up to $60,000 for students starting college, university or trade school, judged on grades (33%), school and community activities plus work experience (34%) and financial need (33%).
Canada-wide · checked 2 October 2026 · everything we know
Ontario Drug Benefit (ODB) program and Seniors Co-Payment Program
Ontario's public drug plan pays most of the cost of more than 5,900 prescription drugs for seniors and other groups, and a low-income seniors option removes the yearly deductible and lowers the fee to $2 per prescription.
Ontario-wide · checked 2 October 2026 · everything we know
Trillium Drug Program (help with high prescription drug costs)
Ontario helps households whose prescription drug costs are high for their income: after a yearly deductible of about 4% of after-tax household income, split into four quarterly parts, you pay $2 for each prescription filled or refilled.
Ontario-wide · checked 2 October 2026 · everything we know
Steph & Den
YouTube channel on personal finance and lifestyle ('We make money simple'), listed among top Toronto YouTubers.
Toronto · checked 30 September 2026 · everything we know
TD Scholarship for Indigenous Peoples (2027-28, run by AFOA Canada)
Up to $60,000 over 4 years ($10,000 a year toward tuition plus $5,000 a year toward living costs) and a paid four-month summer internship at TD each year; 25 scholarships are given each year.
Canada-wide · checked 2 October 2026 · everything we know
Ontario Electricity Support Program (OESP)
A monthly credit taken right off your electricity bill for lower-income households, usually $35 to $75 a month, or $52 to $113 for Indigenous households, homes heated by electricity, and people using certain electricity-intensive medical devices.
Ontario-wide · checked 2 October 2026 · everything we know
CRA My Account (sign up for your Canada Revenue Agency online account)
Your free online Canada Revenue Agency account, the main route for many benefits: you can apply for child benefits, fill out Part A of the disability tax credit application, see how your benefits were calculated, and update your address and other personal information.
Canada-wide · checked 2 October 2026 · everything we know
Canada Child Benefit (CCB)
A tax-free monthly payment from the Canada Revenue Agency to help families with the cost of raising children under 18, with up to $3,480 more a year for each child who qualifies for the disability tax credit.
Canada-wide · checked 2 October 2026 · everything we know
Canada Disability Benefit (CDB)
A federal monthly payment of up to $204.20 for working-age people with disabilities, open to anyone approved for the disability tax credit, plus a one-time $150 payment to help cover the cost of getting that credit.
Canada-wide · checked 2 October 2026 · everything we know
Canada Groceries and Essentials Benefit (CGEB, formerly the GST/HST credit)
A tax-free payment every three months from the Canada Revenue Agency to help people with low and modest incomes pay for everyday essentials; it is the GST/HST credit renamed in July 2026, with amounts raised 25% for 2026 to 2031.
Canada-wide · checked 2 October 2026 · everything we know
Canada Learning Bond (CLB): free RESP money for children
Free government money for a child's education after high school, $500 the first year and $100 for each later year up to age 15 (up to $2,000 in total), paid into a Registered Education Savings Plan (RESP) with no need to put in any of your own money.
Canada-wide · checked 2 October 2026 · everything we know
Canada Workers Benefit (CWB) and advance payments
A refundable tax credit for people who work and earn a low income, claimed on your tax return, with up to half of it paid in advance in three payments during the year.
Canada-wide · checked 2 October 2026 · everything we know
Canadian Dental Care Plan (CDCP)
Federal dental coverage that pays all or part of the cost of exams, cleanings, fillings, root canals, crowns, dentures and oral surgery (braces are not covered).
Canada-wide · checked 2 October 2026 · everything we know
Canadian Hospitality Foundation (CHF) Scholarships
Scholarships for students in post-secondary foodservice and hospitality programs (culinary, hotel and tourism, events, business, bar and beverage, design); the Toronto-based foundation has given more than 1,800 scholarships worth over $3,130,000 since 2001.
Canada-wide · checked 2 October 2026 · everything we know
Child Care Fee Subsidy (City of Toronto)
The City pays part of the cost of licensed child care for families who cannot afford the full fee, and you pay a daily amount based on your income.
Toronto · checked 2 October 2026 · everything we know
City of Toronto - Community Funding (Local Leadership Grant, Identify 'N Impact, CSP)
The City's community funding portfolio: $5,000 Local Leadership Grants for resident-led groups, Identify 'N Impact grants up to $17,000 for youth-led groups, and the (currently closed) Community Service Partnerships stream.
Toronto · checked 30 September 2026 · everything we know
Disability Tax Credit (DTC), Form T2201
A non-refundable tax credit that lowers income tax for a person with a disability or the family member who supports them, and approval is the key that opens the Canada Disability Benefit, the child disability benefit, the Registered Disability Savings Plan and the Canada workers benefit disability supplement.
Canada-wide · checked 2 October 2026 · everything we know
Employment Insurance (EI) regular benefits
Temporary income from the Government of Canada for people who lost their job through no fault of their own, such as a shortage of work or a layoff, and are ready to work but cannot find a job.
Canada-wide · checked 2 October 2026 · everything we know
GAINS (Guaranteed Annual Income System) for Ontario seniors
A monthly, non-taxable Ontario payment of up to $92 a month for seniors with low income, on top of their federal OAS and GIS.
Ontario-wide · checked 2 October 2026 · everything we know
Guaranteed Income Supplement (GIS) for low-income seniors
A monthly tax-free payment on top of the Old Age Security pension for seniors 65 and older with low income, up to $1,138.90 a month for a single person for October to December 2026.
Canada-wide · checked 2 October 2026 · everything we know
Healthy Smiles Ontario (free dental care for children 17 and under)
Free preventive, routine and emergency dental care for children and youth from low-income Ontario families, including check-ups, cleaning, fillings, x-rays, scaling and extractions (braces and whitening are not covered).
Ontario-wide · checked 2 October 2026 · everything we know
Old Age Security (OAS) pension
A monthly federal payment for seniors aged 65 and older who have lived in Canada long enough; for October to December 2026 it is up to $762.50 a month at ages 65 to 74 and up to $838.75 at 75 and over.
Canada-wide · checked 2 October 2026 · everything we know
Ontario Child Benefit (OCB)
A monthly Ontario payment of up to $146.66 per child under 18 (up to $1,760 a year) for low- to moderate-income families, paid in the same deposit as the Canada Child Benefit.
Ontario-wide · checked 2 October 2026 · everything we know
PollinateTO Community Grants (2026 intake)
City of Toronto micro-grants for community-led pollinator habitat projects, with priority for Neighbourhood Improvement Areas.
Toronto · checked 30 September 2026 · everything we know
Starter Company Plus Grant (City of Toronto, Fall 2026)
A City program combining up to 15 hours of business training, a $5,000 micro-grant and up to three months of advisory and mentoring services.
Toronto · checked 30 September 2026 · everything we know
Toronto Metropolitan University (TMU) entrance scholarships and awards (Fall 2027 entry)
TMU gives guaranteed, renewable entrance scholarships of $750 to $3,000 a year to students with a final average of 86% or more, and you can apply on AwardSpring for more entrance awards, including need-based ones such as the H. Graham Walker Awards and BMO Financial Group Diversity Scholarships.
Toronto · checked 2 October 2026 · everything we know
Horatio Alger Canadian Scholarships (financial need, grade 11)
Scholarships of $10,000 (160 Canadian Scholarships) or $25,000 (10 National Entrepreneurial Scholarships) for grade 11 students who have overcome hardship and plan to earn a bachelor's degree; the money is paid to the school for tuition, fees, residence and books.
Canada-wide · checked 2 October 2026 · everything we know
ScholarshipsCanada.com (free scholarship search tool)
A free scholarship and bursary search site, running since 1997 (part of the SchoolFinder Group), that matches you to awards when you create an account and sends Scholarship Deadline Alerts.
Canada-wide · checked 2 October 2026 · everything we know
ScholarTree (free scholarship search tool)
A free website that matches students in Canada to the scholarships they are eligible for once they create a student profile; it lists over $10 million in scholarships.
Canada-wide · checked 2 October 2026 · everything we know
Toronto Business Improvement Areas (City BIA Office / TABIA)
Toronto's 80+ Business Improvement Areas (45,000 members) run local festivals and beautification; the City BIA Office and TABIA (the BIAs' association) are the entry points for community groups seeking local business partners.
Toronto · checked 30 September 2026 · everything we know
Assistive Devices Program (ADP)
Ontario usually pays 75% of the cost of equipment and supplies for long-term physical disabilities, such as hearing aids, mobility aids, prosthetics, communication and visual aids, diabetic, respiratory and ostomy supplies, and home oxygen.
Ontario-wide · checked 2 October 2026 · everything we know
Canada Student Grant for Full-Time Students with Dependants (through OSAP in Ontario)
A federal grant you do not pay back of up to $280 per month of study, or up to $2,240 a year, for each dependant, for the 2026 to 2027 school year.
Canada-wide · checked 2 October 2026 · everything we know
Canada Student Grant for Part-Time Students (through OSAP in Ontario)
A federal grant you do not pay back of up to $2,520 a year (through the end of the 2026 to 2027 school year), never more than your assessed need, for students who study part time.
Canada-wide · checked 2 October 2026 · everything we know
Canada Student Grants for Students with Disabilities (through OSAP in Ontario)
Two federal grants you do not pay back: $2,800 a year for students with a disability (until the end of the 2026 to 2027 school year), plus up to $20,000 per school year for education-related services or equipment you need because of your disability.
Canada-wide · checked 2 October 2026 · everything we know
Canadian Anti-Fraud Centre (report a scam or fraud)
The federal centre that takes reports of fraud, scams and cybercrime, from victims and from people who saw it happen.
Canada-wide · checked 3 October 2026 · everything we know
Eviction Prevention in the Community (EPIC), City of Toronto
A City program where a caseworker helps a low-income household that is about to be evicted make an urgent plan, apply for money supports and connect to legal, housing and health help so they can keep their home.
Toronto · checked 2 October 2026 · everything we know
Humber Polytechnic scholarships, bursaries and emergency funds (student portal)
Humber's online portal for donor-funded scholarships, bursaries and emergency funds for its students; the fall 2026 round lists awards of about $1,000 to $5,000 (for example the AWMAC Bursary at $1,000 and paramedic studies scholarships at $2,500) plus an Employability Experience Fund of up to $2,000.
Toronto · checked 2 October 2026 · everything we know
Leonard Foundation Financial Assistance Program (undergraduates in financial need)
Awards of usually $1,000 to $1,500 (about 100 each year) for full-time undergraduate students who could not continue their studies without help; financial need counts more than top grades.
Canada-wide · checked 2 October 2026 · everything we know
Neighbourhood Climate Action Grants (2026 intake)
City of Toronto grants for neighbourhood-scale climate projects; individuals, non-profits and businesses are not eligible, and priority goes to equity-deserving groups and Neighbourhood Improvement Areas.
Toronto · checked 30 September 2026 · everything we know
OSAP (Ontario Student Assistance Program), 2026-27
Ontario grants (money you do not pay back) and student loans (money you repay after school) to help pay for college, university and other approved programs after high school.
Ontario-wide · checked 2 October 2026 · everything we know
Ontario Arts Council – Chalmers Professional Development Projects (Nov 2026)
Grants for career-advancing professional development activities; applicants may not have received this grant in the last three years.
Ontario-wide · checked 30 September 2026 · everything we know
Ontario Learn and Stay Grant (nursing, paramedic and medical lab students)
Ontario pays your tuition, compulsory fees, books and other direct education costs (supplies, equipment) if you study practical nursing, nursing, paramedic or medical laboratory programs at an eligible campus in Northern, Eastern or Southwestern Ontario and then work in that region.
Ontario-wide · checked 2 October 2026 · everything we know
Ontario Trillium Foundation (OTF)
Ontario government agency granting to nonprofits: Seed ($5,000-$75,000, up to 12 months), Grow and Capital grants plus the Youth Opportunities Fund.
Ontario-wide · checked 30 September 2026 · everything we know
Ontario Trillium Foundation Grow Grant (Fall 2026)
Multi-year funding to scale a proven program across one of OTF's 16 catchment areas; the application portal opens October 7, 2026.
Ontario-wide · checked 30 September 2026 · everything we know
Toronto Arts Council – Artists in the Library (2026)
Project funding for residencies that deliver free, community-engaged arts programming inside Toronto Public Library branches.
Toronto · checked 30 September 2026 · everything we know
Toronto Arts Council – Open Door (2026)
Funding for ideas with the potential to create transformative change in the arts sector, submitted through the TAC Grants Online portal.
Toronto · checked 30 September 2026 · everything we know
Canada Student Grant for Full-Time Students (through OSAP in Ontario)
A federal grant you never pay back of up to $4,200 a year ($525 per month of study) for the 2026 to 2027 school year, for full-time students with financial need; in Ontario you get it by applying for OSAP.
Canada-wide · checked 2 October 2026 · everything we know
Free tax clinics (CRA Community Volunteer Income Tax Program, CVITP)
Volunteers at community organizations do your tax return for free if you have a modest income and a simple tax situation, at walk-in, drop-off or by-appointment clinics.
Canada-wide · checked 2 October 2026 · everything we know
RBC Future Launch Scholarship ($1,500, ages 15 to 29)
A $1,500 scholarship to pay for a short course, workshop, certificate, or the equipment and books you need for your next step; grades and transcripts are not required.
Canada-wide · checked 2 October 2026 · everything we know
Indigenous Bursaries Search Tool (Government of Canada, free search tool)
A free Government of Canada list of 538 bursaries, scholarships and incentives for Indigenous students across Canada, which you can filter by province or territory, school, field of study and Indigenous group.
Canada-wide · checked 2 October 2026 · everything we know
OHIP+ (free prescriptions for people 24 and under)
Ontario pays for more than 5,900 prescription medications, such as antibiotics, asthma inhalers, diabetes, mental health and ADHD drugs, for children and young adults who have no private drug plan.
Ontario-wide · checked 2 October 2026 · everything we know
Ontario Apprentice Tools Grant
A one-time provincial grant toward tools and equipment, sized by trade sector; eligible apprentices receive an application link by email or apply online.
Ontario-wide · checked 30 September 2026 · everything we know
University of Toronto admission awards and Awards Profile (2027 entry)
U of T automatically considers applicants for most entrance scholarships (about $55 million in admission awards to 7,100 undergraduate students), and its Awards Profile lets you be considered for extra admission awards of about $350 to $20,000 based on financial need, involvement and background.
Toronto · checked 2 October 2026 · everything we know
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