Old Age Security (OAS) pension

A monthly federal payment for seniors aged 65 and older who have lived in Canada long enough; for October to December 2026 it is up to $762.50 a month at ages 65 to 74 and up to $838.75 at 75 and over.

Program in Canada-wide. Government benefits Money, grants & charity Seniors

When: Most people are enrolled automatically and get a letter around their 64th birthday. If there is no letter one month after you turn 64, apply. You can apply up to 11 months before you want payments to start, and back payments are limited to 11 months.

How to reach them

1. Go to their application form.
2. Say who you are and what you are offering or asking.
3. Come back here and tell us if they answered.

Other ways, if that one is quiet

• PhoneGo to the phone line
  It workedNo answer

• PhoneCall 1-800-277-9914
  It workedNo answer

Where else they are

Their website is canada.ca/.../old-age-security.html.

Good to know

• For whomPeople 65 or older who are Canadian citizens or legal residents and have lived in Canada for at least 10 years since age 18 (20 years if living outside Canada); seniors with 2025 net world income above $93,454 pay back part of it through the recovery tax.
• CostFree
• LanguagesEnglish, French
• Their stepsWatch for an enrolment letter from Service Canada around your 64th birthday; if it comes, you may not need to apply. No letter one month after turning 64: apply online in My Service Canada Account, or fill out form ISP-3550, Application for the OAS and the GIS, and send it to a Service Canada office. Apply up to 11 months before you want payments to start, because late applications get at most 11 months of back pay. Questions: call 1-800-277-9914, Monday to Friday 8:30 am to 4:30 pm.

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