City of Toronto Property Tax Increase Cancellation for Low-Income Seniors and Persons with Disabilities

Deadline: 2 November 2026

Toronto cancels the yearly increase in property tax for low-income seniors and low-income persons with disabilities who own their home. The amount is applied to your tax account, and you must reapply every year. The 2026 deadline is November 2, 2026.

For: Toronto homeowners aged 65+, or 60 to 64 on GIS, or who get disability benefits, with household income of $62,000 or less and a home assessed below $975,000.

Toronto · checked 5 October 2026 · everything we know

City of Toronto Water and Solid Waste Rebate for Low-Income Seniors and Persons with Disabilities

Deadline: 2 November 2026

Toronto gives a rebate on the water use part of your utility bill if you are a low-income senior or a low-income person with a disability. You may also get a rebate on the garbage (solid waste) part of the bill. The rebate is applied to your account, and you must reapply every year. The 2026 deadline is November 2, 2026.

For: Toronto homeowners who are low-income seniors or receive disability benefits, with household income of $62,000 or less, who use less than 400 cubic metres of water a year.

Toronto · checked 5 October 2026 · everything we know

Canada Pension Plan (CPP) Disability Benefit

No deadline. Service Canada aims to decide within 120 calendar days. A terminal illness is decided within 5 business days and a grave condition within 30 calendar days. If you did not apply when your disability started, you may still qualify under the late applicant provision.

A monthly payment from the Government of Canada for people who cannot work because of a long-term disability and who have paid into the CPP. In 2026 it is a basic amount of $610.46 a month plus an amount based on what you paid into the CPP, up to a maximum of $1,741.20 a month. It changes to a CPP retirement pension when you turn 65.

For: People between 18 and 65 who have a mental or physical disability that stops them from working at any job on a regular basis, and that is long-term and not expected to get better or is likely to cause death. You must have contributed to the CPP in 4 of the 6 years before your disability stopped you from working, or in 3 of those 6 years if you contributed for 25 years or more in total. Credits from a former spouse or partner, or the child-rearing provision, may help you qualify.

Canada-wide · checked 4 October 2026 · everything we know

Accessible Parking Permit

A free Ontario permit that lets you park in accessible parking spaces when your mobility is limited. Permits can be permanent or subject to change (5 years), temporary (up to 12 months), or for travellers and companies. It comes in up to 3 weeks if you apply online or by mail.

For: Ontario residents whose mobility is limited by a condition certified by a doctor, nurse practitioner, physiotherapist, occupational therapist, chiropractor or chiropodist. Also companies and non-profits that transport people with disabilities.

Ontario-wide · checked 5 October 2026 · everything we know

Assistance for Children with Severe Disabilities (ACSD)

Monthly money for parents caring for a child with a severe disability, to help with extra costs. You can get between $25 and $678 a month, based on income, family size and the child's needs. It can help with travel to medical visits, special clothing and footwear, and respite care.

For: Parents or guardians of a child under 18 with a severe disability who lives at home, with household income of $77,640 or less.

Ontario-wide · checked 5 October 2026 · everything we know

Canada Disability Benefit (CDB)

Apply any time. Back payments can cover up to 24 months before your application, but no month before June 2025. The $150 supplemental payment starts in fall 2026 with no application: people who got a CDB payment between July 2025 and June 2026 are paid it on 2026-09-17.

A federal monthly payment of up to $204.20 for working-age people with disabilities, open to anyone approved for the disability tax credit, plus a one-time $150 payment to help cover the cost of getting that credit.

For: People aged 18 to 64 approved for the disability tax credit who (with any spouse or partner) filed a 2025 tax return and are citizens, permanent residents, protected persons, registered under the Indian Act, or temporary residents in Canada for the past 18 months; the full amount goes to single people with 2025 adjusted family net income of $23,000 or less and couples with $32,500 or less, and up to $10,210 of a single person's working income ($14,294 for a couple) is not counted.

Canada-wide · checked 2 October 2026 · everything we know

Disability Tax Credit (DTC), Form T2201

Apply any time. Approval is required before you can get the Canada Disability Benefit.

A non-refundable tax credit that lowers income tax for a person with a disability or the family member who supports them, and approval is the key that opens the Canada Disability Benefit, the child disability benefit, the Registered Disability Savings Plan and the Canada workers benefit disability supplement.

For: People with a severe and prolonged impairment that has lasted, or is expected to last, at least 12 months, as certified by a medical practitioner, and the family members who support them.

Canada-wide · checked 2 October 2026 · everything we know

Home and Vehicle Modification Program (HVMP)

March of Dimes Canada runs this Ontario program that pays for basic, essential home and vehicle changes for people with mobility disabilities, such as devices, home modifications and vehicle modifications. Funding is only for changes that remove a barrier. If your request is over $15,000, you must show a plan to pay the amount above that.

For: Ontario residents with a disability that limits mobility who are in financial need.

Ontario-wide · checked 5 October 2026 · everything we know

Ontario Autism Program

Supports for families of children and youth on the autism spectrum. Services include foundational family services, early years programs for ages 12 to 48 months, core clinical services, an entry to school program and urgent response services.

For: Children and youth under 18 living in Ontario with a written autism diagnosis from a qualified professional.

Ontario-wide · checked 5 October 2026 · everything we know

Special Services at Home (SSAH)

Funding for families caring for a child with a physical or developmental disability. It helps pay for supports for daily activities, growth and development, and respite breaks for parents, such as camp fees or before and after school care. Funding depends on available resources.

For: Families in Ontario with a child under 18 who has a physical or developmental disability and lives at home.

Ontario-wide · checked 5 October 2026 · everything we know

Wheel-Trans

Wheel-Trans is the City of Toronto's accessible para-transit service run by the TTC for people with disabilities. Depending on your needs you may get door-to-door trips all the time, some of the time, or for a set time after an injury or surgery.

For: People whose disability (permanent or temporary) stops them using regular TTC for all or part of a trip. It is not based on disability type, income or age.

Toronto · checked 5 October 2026 · everything we know

Assistive Devices Program (ADP)

Apply any time. The steps differ a little by type of device; see the device list on the ADP page.

Ontario usually pays 75% of the cost of equipment and supplies for long-term physical disabilities, such as hearing aids, mobility aids, prosthetics, communication and visual aids, diabetic, respiratory and ostomy supplies, and home oxygen.

For: Ontario residents with a valid Ontario health card and a physical disability that needs the equipment or supplies for 6 months or longer; coverage can reach 100% for people on Ontario Works, ODSP or Assistance for Children with Severe Disabilities, and people already supported by WSIB or Veterans Affairs for the same equipment cannot use it.

Ontario-wide · checked 2 October 2026 · everything we know

Canada Student Grants for Students with Disabilities (through OSAP in Ontario)

Apply through OSAP for the 2026-27 school year (August 1 to July 31), no later than 60 days before the end of your study period.

Two federal grants you do not pay back: $2,800 a year for students with a disability (until the end of the 2026 to 2027 school year), plus up to $20,000 per school year for education-related services or equipment you need because of your disability.

For: Students with financial need in a qualified program at a designated school who have a disability recognized by the Canada Student Financial Assistance Program and can send documents that show it; the services and equipment grant also needs written confirmation from a qualified person that you need them, and a document confirming the cost.

Canada-wide · checked 2 October 2026 · everything we know

Child Disability Benefit

A tax-free monthly payment for families caring for a child under 18 with a severe and prolonged impairment. It is up to $3,480 a year per child ($290 a month) for July 2026 to June 2027. It is paid with the Canada Child Benefit.

For: Families who get the Canada Child Benefit for a child approved for the Disability Tax Credit.

Canada-wide · checked 5 October 2026 · everything we know

Ontario Disability Support Program (ODSP)

Ontario income support for people with disabilities: "money to help you and your eligible family members with living expenses" including food and rent, plus prescription drug and vision benefits, with employment supports through Employment Ontario. A single person can get up to $1,436 a month for basic needs and shelter after the July 2026 rate increase; families and people with extra needs get more.

Ontario-wide · checked 30 September 2026 · everything we know

Passport Program (adults with developmental disabilities)

Funding that helps adults with a developmental disability take part in their community. It pays back costs for things like community classes, recreation, job and volunteer skills, support workers and respite for caregivers. Funding starts at $5,665 a year and can go up to $45,604, based on assessed needs.

For: Ontario adults aged 18 or older with a developmental disability who are approved by Developmental Services Ontario.

Ontario-wide · checked 5 October 2026 · everything we know

Canada Caregiver Credit

A tax credit for people who support a spouse, partner or family member with a physical or mental impairment who relies on them for basic needs like food, shelter and clothing. For 2025 the amount is $2,687 or up to $8,601, depending on who the person is and their income.

For: People who support a spouse, partner, child, parent, grandparent or other relative with an impairment who depends on them.

Canada-wide · checked 5 October 2026 · everything we know

Home Accessibility Tax Credit

A non-refundable tax credit for renovations that make a home safer or easier to get around for a senior or a person with a disability. You can claim up to $20,000 of eligible costs per year. Grants you got do not reduce the claim.

For: People 65 or older, people eligible for the Disability Tax Credit, and family or caregivers who claim for them.

Canada-wide · checked 5 October 2026 · everything we know