Tell me about Canada Disability Savings Grant and Canada Disability Savings Bond (RDSP)
Canada Disability Savings Grant and Canada Disability Savings Bond (RDSP)
The Government of Canada pays money into a Registered Disability Savings Plan (RDSP). The grant matches contributions, up to $3,500 a year and $70,000 in a lifetime. The bond gives up to $1,000 a year to low-income people, with no contribution needed, up to $20,000 in a lifetime.
Program in Canada-wide. Disability Government benefits Money, grants & charity
Who qualifies:
- Approved for the Disability Tax Credit
- Age 49 or younger
- Bond: low family income (under $57,375 in 2025)
What you need to apply:
- Disability Tax Credit approval
- An RDSP at a financial organization
- Tax returns filed for the past two years
You choose how the money is kept: as cash or in investments.
We last read this on 6 October 2026. That was a while ago, so please check their own website before you rely on it, and tell us below if something changed.
How to reach them
- Apply on their website.
- Come back here and tell us if it worked.
Where else they are
Their website is canada.ca/.../savings.html.
Good to know
- For whomPeople with disabilities approved for the Disability Tax Credit who have an RDSP, until the year they turn 49.
- CostFree
- Their stepsGet approved for the Disability Tax Credit. Open an RDSP at a financial organization. Apply for the grant and bond when you open the plan. File your tax return every year.
We read all of this on their own website. If something has changed, tell us here. It takes 20 seconds, needs no account, and nothing is deleted: the old fact stays until a person checks yours.
We read this on their own website on 6 October 2026.
Read from: canada.ca/en/revenue-agency/services/..., canada.ca/.../savings.html, canada.ca/en/revenue-agency/services/....
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