Tell me about The Allowance (OAS, ages 60 to 64)
The Allowance (OAS, ages 60 to 64)
A monthly tax-free payment for people aged 60 to 64 with low income whose spouse or common-law partner gets the Guaranteed Income Supplement. You can get up to $1,428.06 a month. You need to apply, it is not automatic.
Program in Canada-wide. Government benefits Money, grants & charity Seniors
Who qualifies:
- You are 60 to 64 years old
- Your spouse gets OAS and is eligible for GIS
- Lived in Canada 10 years or more since age 18
- Combined yearly income under $42,768
What you need to apply:
- Your SIN and your spouse's SIN and birth date
- Countries you lived in since age 18
- Bank details for direct deposit
We last read this on 5 October 2026. That was a while ago, so please check their own website before you rely on it, and tell us below if something changed.
How to reach them
- Apply on their application form.
- Questions? 1-800-277-9914
- Come back here and tell us if it worked.
Where else they are
Their website is canada.ca/.../allowance.html.
Good to know
- For whomPeople aged 60 to 64 with low income whose spouse or partner gets OAS and is eligible for GIS.
- CostFree
- Their stepsApply 6 to 11 months before you turn 60, or now if you are 60 to 64. Apply online in My Service Canada Account, in the Old Age Security section. Or mail forms ISP3008 and ISP3026 to Service Canada.
We read all of this on their own website. If something has changed, tell us here. It takes 20 seconds, needs no account, and nothing is deleted: the old fact stays until a person checks yours.
We read this on their own website on 5 October 2026.
Read from: canada.ca/.../allowance.html, canada.ca/.../eligibility.html, canada.ca/.../apply.html.
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