Repayment Assistance Plan (student loans)

If you cannot afford your federal student loan payments, this plan can lower your payments or make them zero, based on your income. You apply every 6 months. Nobody stays in repayment more than 15 years (10 years for people with disabilities).

Program in Canada-wide. Students Money, grants & charity Government benefits

How to reach them

1. Apply on their application form.
2. Come back here and tell us if it worked.

Other ways, if that one is quiet

• FormGo to their application form
  It workedNo answer

Where else they are

Their website is canada.ca/.../rap.html.

Good to know

• For whomPeople repaying a federal student loan who live in Canada, are up to date on payments, and have low family income.
• CostFree
• Their stepsSign in to your National Student Loans Service Centre account. Apply for the Repayment Assistance Plan online, or mail the paper form. Reapply every 6 months if you still need help.

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