Budget Planner (Financial Consumer Agency of Canada)
For: Anyone who wants to make a budget.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
Debt help, halal routes
5 listings, each checked on its official page with the date. Free, no ads, no login.
Send to someone who needs thisFree help services
Advice, referral, counselling and job-search help. Each one is a line of its card too.
Consumer proposals explained (Office of the Superintendent of Bankruptcy)
For: Anyone in Canada thinking about a consumer proposal.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
Licensed Insolvency Trustees (consumer proposals and bankruptcy)
You likely qualify if: Anyone in Canada with serious debt problems; A consumer proposal: debts up to $250,000.
Free. Never pay anyone to apply.
Open the official pageSend to someone who needs thisChecked on October 6, 2026
Managing debt (Financial Consumer Agency of Canada)
For: Anyone in Canada with debt.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
When your debts get out of control (Office of the Superintendent of Bankruptcy)
For: Anyone in Canada with debts they cannot keep up with.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
Everything above is from the official pages, with the date each one was read.