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Tell me about Credit Counselling Society (free non-profit credit counselling, Toronto office)

Credit Counselling Society (free non-profit credit counselling, Toronto office)

A registered non-profit that gives free, confidential credit counselling. A counsellor looks at your debts with you and explains your options. If you choose its Debt Management Program, your unsecured debts are rolled into one monthly payment and creditors cut or drop the interest. It is not a loan. Fees apply only if you join the program, and the Society says it waives them for people who truly cannot afford them.

Community organization in Toronto. Debt help Money, grants & charity Counselling

Who qualifies:

  • Anyone in Ontario with debt problems
  • Any income level

What you need to apply:

  • A list of your debts and who you owe
  • Your income and monthly costs

How to reach them

  1. Call 647-776-0485
  2. Tell them what you need.
  3. Come back here and tell us if they answered.

Other ways, if that one is quiet

Where else they are

Their website is nomoredebts.org/.../toronto.

Good to know

We read all of this on their own website. If something has changed, tell us here. It takes 20 seconds, needs no account, and nothing is deleted: the old fact stays until a person checks yours.

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We read this on their own website on 5 October 2026.

Read from: nomoredebts.org/.../toronto, nomoredebts.org, creditcounsellingcanada.ca/.../?cc=ON.

For an AI assistant: this page as JSON. How to read this site.