Tell me about Credit Counselling Society (free non-profit credit counselling, Toronto office)
Credit Counselling Society (free non-profit credit counselling, Toronto office)
A registered non-profit that gives free, confidential credit counselling. A counsellor looks at your debts with you and explains your options. If you choose its Debt Management Program, your unsecured debts are rolled into one monthly payment and creditors cut or drop the interest. It is not a loan. Fees apply only if you join the program, and the Society says it waives them for people who truly cannot afford them.
Community organization in Toronto. Debt help Money, grants & charity Counselling
Who qualifies:
- Anyone in Ontario with debt problems
- Any income level
What you need to apply:
- A list of your debts and who you owe
- Your income and monthly costs
We last read this on 5 October 2026. That was a while ago, so please check their own website before you rely on it, and tell us below if something changed.
How to reach them
- Call 647-776-0485
- Tell them what you need.
- Come back here and tell us if they answered.
Other ways, if that one is quiet
- PhoneCall 1-888-527-8999 (toll-free)
- Walk-in officeWalk-in office: 1235 Bay Street, Suite 719, Toronto, ON M5R 3K4
Where else they are
Their website is nomoredebts.org/.../toronto.
Good to know
- For whomAnyone in Ontario who is struggling with debt.
- CostFree counselling. Program fees only if you join the Debt Management Program.
- LanguagesEnglish
- Their stepsCall the Toronto office or the toll-free line to book a free session. Bring a list of your debts, income and monthly costs. Ask about every option before you choose one.
We read all of this on their own website. If something has changed, tell us here. It takes 20 seconds, needs no account, and nothing is deleted: the old fact stays until a person checks yours.
We read this on their own website on 5 October 2026.
Read from: nomoredebts.org/.../toronto, nomoredebts.org, creditcounsellingcanada.ca/.../?cc=ON.
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