{"id":"u136","name":"Canada Education Savings Grant (RESP)","type":"program","typeLabel":"Program","what":"The Government of Canada adds 20% to money you put into a child's Registered Education Savings Plan (RESP), up to $500 a year and $7,200 in a lifetime. Lower-income families get an extra 10% or 20% on the first $500 saved each year.","forWhom":"Children who live in Canada, until the end of the year they turn 17, with an RESP that gets contributions.","cost":"Free","tags":["RESP","CESG","education savings","grant"],"topics":["students","parents","education","benefits","money"],"place":{"label":"Canada-wide","country":"Canada","cc":"CA","region":null,"city":null,"scope":"country"},"website":"https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-education-savings-plans-resps/canada-education-savings-programs-cesp/canada-education-savings-grant-cesg.html","sources":["https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-education-savings-plans-resps/canada-education-savings-programs-cesp/canada-education-savings-grant-cesg.html","https://www.canada.ca/en/services/benefits/education/education-savings/opening-plan.html"],"checked":"2026-10-06","added":"2026-10-05","verified":"checked","checkEvery":90,"deadline":null,"deadlineNote":null,"status":"listed","routes":[{"kind":"How to open an RESP and apply","url":"https://www.canada.ca/en/services/benefits/education/education-savings/opening-plan.html","value":null,"seen":"2026-10-05","source":"their own site"},{"kind":"Office phone","url":null,"value":"1-800-622-6232","seen":"2026-10-05","source":"their own site"}],"primaryRoute":{"kind":"How to open an RESP and apply","url":"https://www.canada.ca/en/services/benefits/education/education-savings/opening-plan.html","value":null,"seen":"2026-10-05","source":"their own site"},"routeCount":2,"channels":[{"kind":"website","url":"https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-education-savings-plans-resps/canada-education-savings-programs-cesp/canada-education-savings-grant-cesg.html","label":"Website","reach":null,"unit":null,"seen":"2026-10-05","source":"their own site"}],"spaceCount":1,"spacesSeen":"2026-10-05","phone":"1-800-622-6232","contact":{"email":null,"url":"https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-education-savings-plans-resps/canada-education-savings-programs-cesp/canada-education-savings-grant-cesg.html","route":"How to open an RESP and apply"},"qualify":["Child lives in Canada","Up to end of the year the child turns 17","Contributions are made to the RESP"],"needs":["SIN for the child and for you","An RESP with a promoter"],"steps":["Get a SIN for the child and for yourself.","Choose an RESP promoter and open the RESP.","The promoter helps you apply for the grant.","Make contributions to get the grant."],"languages":[],"welcomes":[],"reachNum":null,"reachUnit":null,"reachKind":"none","reachSource":null,"reachSeen":null,"intents":{"reach":false,"grow":null,"job":false,"volunteer":false,"specialist":null,"opps":false,"housing":false,"money":true,"info":false,"marriage":false},"help":"direct","note":"You choose how the money is kept: as cash or in investments, including halal (Shariah-compliant) options. Group plans can charge fees, and some keep your earnings if you stop paying.","page":"/o/canada-education-savings-grant-resp/","stale":false,"staleDays":0,"checkedNote":"Facts read from the source pages on 2026-10-06; spaces read from their site on 2026-10-05; re-checked every 90 days.","spaces":[{"kind":"website","label":"Website","url":"https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-education-savings-plans-resps/canada-education-savings-programs-cesp/canada-education-savings-grant-cesg.html","reach":null,"unit":null,"seen":"2026-10-05","note":null}],"missing":["organization email (not published on their pages)","follower or subscriber counts (platform pages do not expose them to readers; ask the organization or check the platform)","what they welcome from outside parties (their pages do not say)","audience number for the organization as a whole (not public)"]}